function createjsDOMenu(){

	menu_resourceCenter = new jsDOMenu(180, "absolute");
	with(menu_resourceCenter){
		addMenuItem(new menuItem("Credit Terms", "m_creter", "/badcredit/glossaryofterms.aspx"));
		addMenuItem(new menuItem("Credit Laws & Acts", "m_crelaw", ""));
		addMenuItem(new menuItem("Credit Bureaus", "m_crebur", ""));
		addMenuItem(new menuItem("-"));
		addMenuItem(new menuItem("Bankruptcy Help", "m_bkrhel", ""));
		addMenuItem(new menuItem("Government Help", "m_govhel", ""));
		addMenuItem(new menuItem("Student Loan Help", "m_stuhel", ""));
		addMenuItem(new menuItem("Tax Debt Help", "m_taxhel", ""));
	}

	menu_creditLawsActs = new jsDOMenu(220, "absolute");
	with(menu_creditLawsActs){
		addMenuItem(new menuItem("Equal Credit Opportunity Act", "itm_ecoa", "/company/equalCreditOpportunityAct.aspx"));
		addMenuItem(new menuItem("Fair Credit Reporting Act", "itm_fcra", "/company/fairCreditReportingAct.aspx"));
		addMenuItem(new menuItem("Fair Credit Billing Act", "itm_fcba", "/company/fairCreditBillingAct.aspx"));
		addMenuItem(new menuItem("Fair Debt Collection Practices Act", "itm_fdcpa", "/company/fairDebtCollectionPracticesAct.aspx"));
		items["itm_ecoa"].showIcon("icon_ecoa","icon_ecoa_over");
		items["itm_fcra"].showIcon("icon_fcra","icon_fcra_over");
		items["itm_fcba"].showIcon("icon_fcba","icon_fcba_over");
		items["itm_fdcpa"].showIcon("icon_fdcpa","icon_fdcpa_over");
	}

	menu_creditBureaus = new jsDOMenu(180, "absolute");
	with(menu_creditBureaus){
		addMenuItem(new menuItem("Equifax", "itm_equifax", "code:openLink(1)"));
		addMenuItem(new menuItem("TransUnion", "itm_transunion", "code:openLink(2)"));
		addMenuItem(new menuItem("Experian (Formerly TRW)", "itm_experian", "code:openLink(3)"));
		addMenuItem(new menuItem("-"));
		addMenuItem(new menuItem("Understanding Your Credit Score (PDF)", "itm_fairisaac", "code:openResource(5)"));
		items["itm_equifax"].showIcon("icon_equifax","icon_equifax_over");
		items["itm_transunion"].showIcon("icon_transunion","icon_transunion_over");
		items["itm_experian"].showIcon("icon_experian","icon_experian_over");
		items["itm_fairisaac"].showIcon("icon_fairisaac","icon_fairisaac_over");
	}

	menu_bankruptcyHelp = new jsDOMenu(180, "absolute");
	with(menu_bankruptcyHelp){
		addMenuItem(new menuItem("Bankruptcy Attorney Directory", "", "/services/bankruptcyAttorneyDirectory.aspx"));
	}

	menu_governmentHelp = new jsDOMenu(200, "absolute");
	with(menu_governmentHelp){
		addMenuItem(new menuItem("Social Security", "itm_socsec", "code:openLink(5)"));
		addMenuItem(new menuItem("Food Stamps Program", "itm_fns", "code:openLink(6)"));
		addMenuItem(new menuItem("Government Benefit Programs", "itm_govben", "code:openLink(7)"));
		addMenuItem(new menuItem("Federal Trade Commission", "itm_ftc", "code:openLink(8)"));
		addMenuItem(new menuItem("Consumer Information", "itm_cinfo", "code:openLink(9)"));
		addMenuItem(new menuItem("Home Energy Assistance", "itm_hea", "code:openLink(10)"));
		items["itm_socsec"].showIcon("icon_socsec","icon_socsec_over");
		items["itm_fns"].showIcon("icon_fns","icon_fns_over");
		items["itm_govben"].showIcon("icon_govben","icon_govben_over");
		items["itm_ftc"].showIcon("icon_ftc","icon_ftc_over");
		items["itm_cinfo"].showIcon("icon_cinfo","icon_cinfo_over");
		items["itm_hea"].showIcon("icon_hea","icon_hea_over");
}

	menu_studentLoanHelp = new jsDOMenu(180, "absolute");
	with(menu_studentLoanHelp){
		addMenuItem(new menuItem("How to locate a Lender, Servicer or Guarantor", "", "/studentloan/locateLenderServicerGuarantor.aspx"));
		addMenuItem(new menuItem("Directory of Lenders and Servicers", "", "/studentloan/lendersAndServicers.aspx"));
		addMenuItem(new menuItem("Directory of Guarantors", "", "/studentloan/directoryOfGuarantors.aspx"));
		addMenuItem(new menuItem("Locate My Student Loans Service", "itm_stloc", "/studentloan/myStudentLoans.aspx"));
		addMenuItem(new menuItem("Us Department of Education", "itm_usde", "/studentloan/departmentOfEducation.aspx"));
		addMenuItem(new menuItem("-"));
		addMenuItem(new menuItem("Loan Consolidation in Detail (PDF)", "", "code:openResource(6)"));
		addMenuItem(new menuItem("Repaying Your Student Loands (PDF)", "itm_nclb", "code:openResource(7)"));
		items["itm_stloc"].showIcon("icon_stloc","icon_stloc_over");
		items["itm_usde"].showIcon("icon_usde","icon_usde_over");
		items["itm_nclb"].showIcon("icon_nclb","icon_nclb_over");
}

	menu_taxDebtHelp = new jsDOMenu(180, "absolute");
	with(menu_taxDebtHelp){
		addMenuItem(new menuItem("How to Choose the Right Tax Professional", "", "/nonprofit/taxProfessional.aspx"));
		addMenuItem(new menuItem("List of Tax Companies", "", "/nonprofit/taxCompanies.aspx"));
		addMenuItem(new menuItem("List of Tax Associates", "", "/nonprofit/taxAssociates.aspx"));
		addMenuItem(new menuItem("-"));
		addMenuItem(new menuItem("IRS Collection Process (PDF)", "itm_irs1", "code:openResource(8)"));
		addMenuItem(new menuItem("Low Income Taxpayer Clinic (PDF)", "itm_irs2", "code:openResource(9)"));
		addMenuItem(new menuItem("Taxpayer Advocate Service (PDF)", "itm_irs3", "code:openResource(10)"));
		addMenuItem(new menuItem("Taxpayer Rights (PDF)", "itm_irs4", "code:openResource(11)"));
		addMenuItem(new menuItem("IRS Installment Agreement (PDF)", "itm_irs5", "code:openResource(12)"));
		items["itm_irs1"].showIcon("icon_irs","icon_irs_over");
		items["itm_irs2"].showIcon("icon_irs","icon_irs_over");
		items["itm_irs3"].showIcon("icon_irs","icon_irs_over");
		items["itm_irs4"].showIcon("icon_irs","icon_irs_over");
		items["itm_irs5"].showIcon("icon_irs","icon_irs_over");
	}
	menu_resourceCenter.items.m_crelaw.setSubMenu(menu_creditLawsActs);
	menu_resourceCenter.items.m_crebur.setSubMenu(menu_creditBureaus);
	menu_resourceCenter.items.m_bkrhel.setSubMenu(menu_bankruptcyHelp);
	menu_resourceCenter.items.m_govhel.setSubMenu(menu_governmentHelp);
	menu_resourceCenter.items.m_stuhel.setSubMenu(menu_studentLoanHelp);
	menu_resourceCenter.items.m_taxhel.setSubMenu(menu_taxDebtHelp);


	menu_jtp = new jsDOMenu(130, "absolute");
	with(menu_jtp){
		addMenuItem(new menuItem("Apply NOW!", "", "https://www.debtconsolidationagencies.com/referagency.aspx"));
	}

	menuBar = new jsDOMenuBar("static", "staticMenuRight");
	with(menuBar){
	    addMenuBarItem(new menuBarItem("Resource Center", menu_resourceCenter));
	    addMenuBarItem(new menuBarItem("Join the Program", menu_jtp));
	}
}